HOMEOWNERSHIP

Families looking to become homeowners partner with Habitat to build a decent, affordable place to call home. Habitat homeowners not only buy a home, but they’ll gain the stability and security that comes with it and a strong foundation for generations to come. Homeowners are selected based on the severity of their present housing conditions, their willingness to partner with Habitat, and their ability to repay the cost of a Habitat home. Partner homeowners also receive counseling and training on homeownership and maintenance. Homeowners buy their completed homes from Habitat for Humanity and repay them over 30 years through an affordable mortgage.

• Legal U.S. Resident

• Solano or Napa County resident for at least one year prior to application (respectively, dependent on the location of the build)

• Demonstrated need for better housing

• Meet income requirements (based on build location and generally households earning between 50% and 80% of the Area Median Income based on household size)

• Demonstrate ability to make affordable mortgage payments

• Attend new homeowner classes
  

• First-time homebuyer

• Complete sweat equity hours (up to 500 hours)

• Have funds for down payment and closing costs

   

  U.S. Department of Housing and Urban Development (HUD) Income Limits FY 2023 Solano County Income Limits 2023
  Persons in Family	No Less Than 50% AMI	No More Than 80% AMI
  1	$40,050	$64,050
  2	$45,800	$73,200
  3	$51,500	$82,350
  4	$57,200	$91,500
  5	$61,800	$98,850
  6	$66,400	$106,150
  7	$70,950	$113,500
  8	$75,550	$120,800

  U.S. Department of Housing and Urban Development (HUD) Income Limits FY 2023 Napa County Income Limits 2023
  Persons in Family	No Less Than 50% AMI	No More Than 80% AMI
  1	$46,750	$74,700
  2	$53,400	$85,400
  3	$60,100	$96,050
  4	$66,750	$106,700
  5	$72,100	$115,250
  6	$77,450	$123,800
  7	$82,800	$132,350
  8	$88,150	$140,850

Habitat Homeowner Inquiry Form*

*If you would like to be notified the next time Solano-Napa Habitat for Humanity is looking for a family to partner with in your county and beginning the Family Search process, please complete and submit the form below:

Selections are made in compliance with the Federal Credit Equal Opportunity Act and on an impartial and non-discriminatory basis. Solano-Napa Habitat for Humanity does not discriminate based on race, color, creed, religion, sex, national origin, age, familial status, ancestry, physical handicap, medical condition, veteran status, sexual orientation, AIDS, AIDS-Related Condition (ARC), mental disability or any other arbitrary basis. The family selection process is fair and unbiased.